The Cost of Breast Augmentation: A Complete Breakdown of Expenses and Financing Options

The Cost of Breast Augmentation: A Complete Breakdown of Expenses and Financing Options

Posted on January 15, 2025

Breast augmentation remains one of the most popular cosmetic procedures in the United States, offering women enhanced confidence, body balance, and long-lasting aesthetic improvement. However, understanding the full cost of surgery—including what is and isn’t included—is essential for making an informed decision.

This guide breaks down every cost associated with breast augmentation, highlights potential hidden expenses, and explains common financing and insurance considerations. Get Your Free Breast Augmentation FAQ eBook


FAQs: Understanding the Cost of Breast Augmentation

How much does breast augmentation typically cost?

The cost varies based on factors such as implant type, surgeon expertise, geographic region, and facility fees. Most patients can expect a total cost ranging between $6,000–$16,000 depending on location and customization. See Price List

Are breast implants covered by insurance?

Cosmetic breast augmentation is not covered by insurance. However, breast reconstruction after mastectomy and certain medically necessary procedures may be covered.

What factors impact the total price?

Surgeon experience, implant choice (silicone vs. saline), surgical facility, anesthesia fees, and post-operative care all impact final cost.

Are there financing options available?

Yes. Many practices offer financing through CareCredit, Alphaeon Credit, or in-house payment plans.

Are there hidden costs I should know about?

Potential extra expenses can include medical tests, prescription medications, supportive garments, and implant replacement in the future.


Understanding the Total Cost of Breast Augmentation

Breast augmentation pricing includes several components. Choosing a highly trained, board-certified plastic surgeon ensures safety, surgical expertise, and high-quality outcomes—factors that may influence cost but are worth the investment.

Here is a detailed breakdown:

1. Surgeon’s Fee

The surgeon’s fee reflects:

  • Skill level

  • Surgical experience

  • Reputation

  • Case complexity

Board-certified plastic surgeons typically charge more—but this comes with a higher standard of safety, aesthetic precision, and patient care.

2. Anesthesia Fees

Board-certified anesthesiologists or nurse anesthetists administer anesthesia during surgery. Costs vary based on:

  • Length of the procedure

  • Anesthesia provider qualifications

  • Local market rates

Anesthesia fees are generally charged hourly and are a significant part of the total price.

3. Surgical Facility or Hospital Fees

Breast augmentation is usually performed in:

  • Accredited outpatient surgical centers

  • Hospital operating rooms

Fees may include:

  • Operating room time

  • Nursing staff

  • Surgical equipment

  • Sterile supplies

Accredited facilities ensure the highest safety standards.

4. Implant Costs (Saline vs. Silicone)

Implant type affects pricing:

Saline Implants

  • Typically less expensive

  • Filled during surgery

  • Slightly firmer feel

Silicone Implants

  • More natural look and feel

  • Higher material cost

  • Pre-filled by manufacturer

Gummy Bear (Highly Cohesive Silicone) Implants

  • Highest cost tier

  • Maintains shape more reliably

  • Often chosen for long-term durability

5. Pre-Operative Tests and Consultations

These may include:

  • Bloodwork

  • Imaging

  • General health exams

Some tests may be required by your surgeon or facility.

6. Post-Operative Care and Follow-Ups

Quality aftercare is essential for safe healing and is often included in total pricing. This may cover:

  • Surgeon follow-up appointments

  • Dressing changes

  • Complication monitoring

However, additional treatments—such as scar therapy or specialty imaging—may incur extra costs.


Hidden (Often Overlooked) Costs

While reputable plastic surgery practices provide transparent pricing, patients should be aware of potential add-ons:

1. Prescription Medications

Pain medication, antibiotics, and anti-nausea prescriptions may cost extra.

2. Supportive Garments

Post-surgical compression bras may be required for proper healing.

3. Time Off Work

Recovery time varies, and some patients may need several days to two weeks off depending on job type.

4. Long-Term Considerations

Implants are long-lasting but not lifetime devices. Patients may incur future costs for:

  • Implant replacement

  • Implant removal

  • Additional imaging (especially for silicone implants)

5. Additional Imaging

MRI scans for silicone implant monitoring may be recommended every 5–10 years.


Financing Options for Breast Augmentation

For many patients, financing makes breast augmentation more accessible.

1. CareCredit

A popular healthcare credit card offering:

  • Short-term no-interest plans

  • Extended financing up to 60 months

2. Alphaeon Credit

Designed for elective medical procedures with:

  • Flexible monthly payments

  • Promotional financing options

3. In-House Payment Plans

Some practices offer:

  • Monthly installment plans

  • Prepayment options

  • Customizable schedules

4. Personal Loans

Certain patients choose private loans through:

  • Banks

  • Credit unions

  • Online lenders

5. Health Savings Accounts (HSAs) or FSAs

Generally NOT eligible for cosmetic breast augmentation, but may be used for medically necessary implant removal or reconstructive procedures.


Insurance Considerations

Insurance does not typically cover cosmetic breast augmentation. However, it may apply if:

  • The surgery is reconstructive after breast cancer

  • Implants must be removed due to medical complications

  • Congenital breast deformities require correction

Your plastic surgeon’s documentation is essential for insurance evaluation.


Making an Informed Investment in Yourself

Breast augmentation can be a life-changing procedure that enhances confidence and body harmony. Understanding all associated costs upfront ensures a smooth, stress-free experience.

At Plastic Surgery in Florida, our board-certified plastic surgeons provide transparent pricing, personalized consultations, and guidance on financing options to help you make the best decision for your goals.

For More Information on the Treatments and Procedures offered, contact award-winning Board Certified Plastic Surgeon Dr. Thomas Fiala at Fiala Aesthetics in Greater Orlando to Schedule Your Consultation:

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Voted the #1 Best Plastic Surgeon in Orlando, Florida by the readers of Orlando Magazine multiple years in a row.

 

References

  1. American Society of Plastic Surgeons – Breast Augmentation Costs
    https://www.plasticsurgery.org/cosmetic-procedures/breast-augmentation/cost

  2. FDA Guidelines – Breast Implant Information
    https://www.fda.gov/medical-devices/breast-implants

  3. CareCredit – Financing for Cosmetic Procedures
    https://www.carecredit.com/

  4. Mayo Clinic – Breast Augmentation Overview
    https://www.mayoclinic.org/tests-procedures/breast-augmentation/about/pac-20393976

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Altamonte Springs, FL 32701
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